Marine Insurance

Commercial Hull and P&I Risks

  • “Six pack” charter vessels
  • Excursion Vessels
  • Pilot Boats
  • Ferries
  • Tug and Towing Vessels
  • Research Vessels
  • Builders Risk
  • Cargo Vessels

Marine Package Policies

  • Marinas Operators
  • Boat Dealers
  • Yacht Clubs
  • Boat Builders

Marine Contractors

  • Dock Builders
  • Marine Artisans
  • Marine Construction
  • Dredging Operations
  • Pile Drivers
  • Diving Contractors

Mono-Line Marine Liabilities

  • Excess Marine Liabilities (P&I, MOLL, etc)
  • Bumbershoot
  • Marine General Liability
  • Ship Repairers Legal Liability
  • Wharfingers Liability
  • Charterers Legal Liability
  • Stevedores Legal Liability
  • Tower’s Legal Liability

Personal Watercraft (Jet Skis, Run around boats under 25 feet)

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect you and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories. Please contact us about the type of coverage that would best suit your needs.

Insurance coverages to consider:

  • Liability
  • Physical Damage
  • Theft
  • Medical Payments
  • Motor Coverage
  • Trailer Coverage
  • Boat Covers
  • Docking Fenders
  • Communications Devices